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Short online application
Start with a focused application built to respect your time.
A broader route to business capital
Business Financing Built Around Your Goals
From long-term SBA and conventional financing to business lines of credit, commercial real estate, equipment financing, working capital, debt restructuring and property-backed capital, QualifiedYou helps business owners identify a financing structure that fits the business—not simply the first product available.
The right question first
01Start with the goal. Shape the financing around the business.
Compare property-backed, SBA, conventional, and operating-capital paths in one conversation.
Get clear guidance from a real person, from the first question onward.
For qualified borrowers · NMLS #299230
Business HELOCs & equity-based financing
A practical way to put your property equity to work.
QualifiedYou connects the business need, the property, and the capital conversation in one focused first step.
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Prequalify without affecting credit
Get an initial view of fit without a hard credit inquiry.
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Built around your property
Use equity in a primary, secondary, or investment property.
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Funding in as few as 5 days
Qualified borrowers can move from application to capital quickly.
Eight ways to explore capital
Financing Solutions
Whether the need is property-backed capital, a defined growth investment, revolving access, or relief from expensive short-term debt, QualifiedYou helps you understand the structure before you choose a product.
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Business HELOC / property-equity financing
Access equity in an eligible property for business capital without replacing an existing first mortgage.
Learn More →02
SBA Loans
Explore longer-term, government-backed financing for growth, acquisition, working capital, and other eligible uses.
Learn More →03
Conventional Term Loans
Use a fixed amount and defined repayment term for a specific expansion, hiring, equipment, refinancing, or growth plan.
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Commercial Real Estate
Review owner-occupied or investment property financing for acquisition, refinance, cash-out, or renovations.
Learn More →05
Business Lines of Credit
Keep revolving access available for payroll, inventory, receivables gaps, seasonal expenses, and opportunities.
Learn More →06
Equipment Financing
Acquire vehicles, machinery, technology, restaurant, or medical equipment while preserving operating cash.
Learn More →07
Working Capital
Compare flexible structures for payroll, inventory, marketing, hiring, expansion, and operating liquidity.
Learn More →08
MCA Restructuring
Review whether expensive daily or weekly obligations can be consolidated or restructured to restore cash-flow room.
Learn More →One clear point of contact
Why Work With QualifiedYou
QualifiedYou is built around a simple idea: business owners deserve a clear way to understand what their property equity can do, with a direct and human conversation from the start.
Clear direction
Plain-English guidance around the property, the business, and the next step.
Experienced support
A focused conversation with Martin Thurmond from the first question onward.
A straightforward process
How It Works
The goal is useful clarity at every stage, without making you navigate a complicated process before the first conversation.
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Tell us what you are building
Share the business goal, timing, and property context behind your funding conversation.
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Review the opportunity
We look at the property, available equity, and business need together.
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Move forward clearly
Get a direct view of the structure and next step that best fits your situation.
Your next business move